Your personal injury lawyer will tell you that if you are involved in a personal injury accident and you can obviously prove that the other party was guilty of negligence and was at fault, you’ll likely hear from the defendant’s insurance company immediately. The insurance adjuster will offer you a ridiculously low settlement amount in the hopes that you will accept it. Once you do accept an offer from the insurance company, you generally can’t sue the defendant for more money even if you really need and deserve it! Your lawyer will probably tell you to resist the temptation to accept the initial offer and to negotiate for a much higher (settlement) amount!
Dealing with the defendant’s insurance company
Being the victim and the plaintiff, you’ll be forced to deal with the defendant’s insurance company in some way, shape, and form. The main job of a personal injury lawyer is to act as a liaison with the insurance company and adjuster. The lawyer must provide only that information which is absolutely necessary. The lawyer also sends all legal written correspondence to the insurance company and adjuster. This is to keep you from unknowingly and wrongfully admitting guilt.
It’s your job to send the defendant a demand letter whenever you’re hurt in a personal injury accident because of his or her carelessness. This is a letter that rehashes all necessary and relevant details of the accident in short form, a request for compensation, and other relevant details. You need to show this and subsequent demand letters to your personal injury lawyer. This will allow him or her to modify it to allow you to obtain the settlement you want, need, and deserve.
Talking with the insurance company
Believe it or not, you and your lawyer will be insubstantial and extensive talks with the insurance company. This is especially true if you settle out of court. Your personal injury lawyer will play a pivotal role in the negotiations to try to get you the best settlement possible. This will be in light of the fact that the insurance company will be obsessed with paying as little of a settlement as possible. Sometimes, insurance companies train their adjusters to do whatever they can to completely avoid paying a settlement.
The short and long-term costs and expenses related with personal injury accidents can be staggering. After all, you’ll have to pay all of those doctor’s visits and related medical bills. You’ll have other expenses and bills related to your accident. You’ll likely have lost income because of missed work because of your injuries. This is all in addition to your regular bills. Insurance companies know that all of this and more puts you under great financial stress and gives you the incentive to accept the first settlement offer, no matter how ridiculously low it is. Your personal injury lawyer will help you get the most in settlement money possible to help you pay these and future expenses that are related to your personal injury accident.
Insurance companies and insurance adjusters are intelligent. They may not know your case well, but they know loads about personal injury law. They’ll use this knowledge to try to get you the lowest settlement possible., this only helps them and hurts you. You need to fight back by hiring a good personal injury lawyer Waterloo.