The person that has been injured in an accident should realize that the quest for a fair compensation must begin before an effort gets made to consult with a lawyer. That lawyer’s task becomes less of a challenge when the injured victim has understood his or her role in the resolution of an injury case.
An accident victim’s tasks before contacting an attorney:
That victim should seek medical treatment as soon as possible. A victim’s hope for a fair compensation could go unrealized, if the victim’s injury has not been confirmed by its mention in a doctor’s report.
Sometimes, a driver that has not sustained any injuries, and has found not visible injuries on any passengers just assumes that no one in the damaged vehicle got injured. That approach can never lead to the receipt of a fair compensation.
No one can know for sure how his or her body has responded to an impactful force. A medical problem might develop weeks or months after a particular incident. An insurance company must have evidence that the victim/claimant sought medical treatment soon after the accident.
Once an injury has been identified, any negotiations for a fair compensation should not take place until after the same injury has reached the stage of maximum medical improvement (MMI). Sometimes, claimants welcome a lawyer’s help, if an insurance adjuster tries to urge acceptance of a low offer well before each victim has reached MMI.
Clients should share their medical records with their Personal Injury Lawyer in Waterloo. Together, the lawyer-client team can compose a demand letter.
Lawyers can help their clients to answer the sorts of questions that might be asked by the insurance adjuster. After receiving those answers, the adjuster should feel ready to make an offer. That can represent the start of negotiations.
During negotiations, a claimant/client might decide to lower the initial demand. The guidance provided by an attorney can help a client to determine the extent to which that original demand should be reduced. A counter-offer, one that represents a reduced demand can work to keep the negotiating process going.
What sorts of questions might be asked by an adjuster?
• Did the claimant’s insurance policy cover the type of accident that caused the reported injury?
• If police have investigated the accident, who has been named at-fault in the police report?
• Did the claimant’s injury result in a level of harm that caused the injured victim to become disabled?
• Did the claimant’s injury result in a level of harm that caused the injured victim to become disfigured?
• What treatment routine was prescribed for the injured victim? Did the victim follow the doctor’s recommendations?